Cashfeed

Terms of use

These Cashfeed Terms of Use (referred to as the "Terms of Use") inform our visitors, customers and (their) registered users (referred to as "you(r)" or similar expressions) of the terms and conditions under which they may access and use our website, application, APIs, browser extensions, software, tools, or any other technology or interface (collectively referred to as the "Platform") through which we provide our information, services and products, in any way offered under the various plans we offer now and in the future (collectively referred to as the "Products").

These Terms of Use should be read together with our Privacy Statement (in which we explain to you what personal data we collect from and about you as a data subject, and for what purposes), our Cookie Statement (in which we explain to you how we use cookies on or via the Platform, and for what purposes) and where relevant our Data Processing Agreement (which informs you about the data we, acting as a processor, collect from and about you as a customer and the purposes for which we collect it). The Terms of Use, the Privacy Statement, the Cookie Statement and the Data Processing Agreement form a binding agreement between you and our company, and are collectively referred to as the "Terms".

When you make use of one or more of the Products offered on or via our Platform, you will be bound by the specific terms and conditions applicable to that specific Product(s) in addition to the Terms.

In an attempt to structure these Terms of Use, they are subdivided as follows:

● Part A: General information

● Part B: Conditions relating to the use of the Platform

● Part C: Conditions relating to the use of the Products

● Part D: Specific Product Conditions

● Part E: Important other legal provisions

Part A: General information

Who are we and how can you contact us?
1. The Platform is operated by Cashfeed (Cashfeed BV), with address at Dok-Noord 4D bus 101, Belgium and with company / VAT number (BE) 1020118217 (referred to as “Cashfeed”, "we", "us", "our" or any similar expression).
2. You can contact us by email at legal@cashfeed.com or through your usual contact person. For questions specifically about privacy, you can also mail us at legal@cashfeed.com. See also the "About" section on our Platform. After you have contacted us, we will do everything we can to follow up on your request quickly.
Applicability of the Terms
1. Please read the Terms carefully and make sure you understand them before using the Platform and/or our Products. The Terms contain important clauses. In the event that you do not understand or agree with the Terms, please refrain from further accessing or using our Platform and/or Products and contact us at the above contact details.
2. By using the Platform and/or our Products, you confirm that you have read, understood and accepted the Terms. On some occasions, you will also be asked to explicitly accept the Terms. In doing so, you expressly agree that checking a box counts as your informed, specific, free and full consent such as a signature to agree to contractual documents.
3. Where a person accepts the Terms on behalf of a legal entity, that person acknowledges having all legal powers to do so and specifically warrants that it has obtained all necessary consents and approvals to represent and bind that legal entity. This person may be held responsible for any non-compliance with this obligation. From its side, Cashfeed's customer shall impose the Terms on its own employees, agents, representatives or other collaborators who are users of the Platform and/or the Products and Cashfeed's customer shall be fully liable towards Cashfeed for any damages, costs, expenses, claims, liabilities or other adverse consequences arising from each of the aforementioned persons' non-compliance with these Terms.
4. You can print out a copy of the Terms to keep in your personal file, but you can also view the Terms online whenever you like.
5. The contractual arrangements regarding the Products as concluded between Cashfeed and its (professional) customers may also be set out in a separate agreement, regardless of its name (e.g. "customer contract", "quote", "agreement", etc.). The present Terms shall always be deemed an integral part of this agreement entered into between Cashfeed and the customer. In the event of any inconsistency, but always limited to the extent of such inconsistency, between the terms of such customer contract and the present Terms, the former shall prevail over the Terms; otherwise, the present Terms shall continue to apply in full and in their entirety.
Services and Products offered on the Platform
1. The services and Products offered on or through the Platform are intended to allow you to easily, quickly, and accessibly find, monitor, and analyze relevant information about persons, companies, authorities, and other legal entities about which you are seeking information, as well as to receive information, recommendations, analyses, suggestions, and other enriched data about these entities.
2. Your use of the Platform, in the form applicable to you, includes (where relevant depending on the functionalities offered on or via each Platform) accessing the relevant Products as offered via the Platform. You can find more information about our Products on our website www.cashfeed.com and/or through our other channels.

Part B: Conditions relating to the use of the Platform

Accessing the Platform
1. Access to our Products is granted in accordance with the Platform you use, and thus in the manner provided therein. Regardless of how you access our Products, the right of use we grant you is always personal, limited (as described in the Terms), non-exclusive, non-transferable and temporary. The right of use is granted to you on the condition of your full compliance with the Terms.
2. The Platform is offered in English.
3. You are responsible for taking all technical and other measures to access and use the Platform to gain access to our Products.
4. You are responsible for compliance with these Terms by all persons who use your device to access and use our Platform/ Products.
5. We do not guarantee that our Platform, or any of its functionalities (including the Products), will be free from errors or defects.

Use of our Platform
1. You may only use the Platform and/or our Products after creating an account by registering with a valid email address. Access to the Platform is not available to visitors without an account. After registering and entering into a subscription agreement with us, you can access and use the Products based on the features and limits of your selected plan.
2. Use of the Platform and the Products we make available through it is intended solely for internal use within your organisation or for your own professional purposes. You may use the Platform’s features — including integrations with external systems such as accounting software — only to the extent that they form part of your internal business processes. It is not permitted to use the Platform for commercial resale, redistribution, or any other systematic external use that falls outside the scope of your subscription or the intended functionality of the Products.
3. The Platform and our Products are intended solely for professional use. You warrant that you access them only in a professional capacity and for internal business purposes, in line with their intended use and these Terms.
4. Access to and use of the Platform requires the creation of an account. Your data will be processed in line with our Privacy Statement. When logging in using third-party providers (e.g. LinkedIn, Google or Microsoft), the terms of those providers also apply in relation to your account access.
5. Where we work with an account for you as a user, this account is always personal and confidential. You must notify us immediately at legal@cashfeed.com or through your usual contact person within our organisation of any unauthorised use, loss or other unauthorised disclosure of your account or any other breach of security. We also require you to log out of your account at the end of each session.
6. Each account is personal and linked to one individual user. You may not share your login credentials with others, including colleagues within your organisation, nor may you create a shared or joint account for use by multiple individuals. Each paid account is linked to a single VAT number. Within that account, the primary user may invite additional team members from the same organisation using their professional email addresses, in accordance with the applicable procedure. Any attempt to bypass these conditions may result in suspension or termination of access, and we reserve the right to charge applicable fees accordingly.
7. In the event of a company as customer, and unless otherwise agreed in writing, the use of our Platform and our Products is reserved exclusively for the users (registered in accordance with these Terms of Use) of that same company, to the exclusion of any other companies (even if directly or indirectly affiliated) or users.
8. We reserve the right to deactivate, disable or suspend your account (or all accounts within a company profile) if we believe that these Terms have not been complied with or if we believe that we, you or other users are exposed to a security, commercial or other risk.

How to use or not use our Platform and our Products
1. You may only use our Platform and our Products for lawful and authorised purposes. You may not use our Platform and our Products:
  1. in violation of laws and regulations applicable to you;
  2. in an unlawful or fraudulent manner;
  3. with the aim of harming or attempting to harm other legal or natural persons and entities or our company in any way;
  4. to probe, scan or test the vulnerability of the Platform or any network connected to the Platform, or to breach the security or authentication measures on the Platform;
  5. to take any action that would cause an unreasonable or disproportionate burden on the infrastructure of the Platform or our systems or networks;
  6. to interfere with the proper functioning or functions of the Platform;
  7. for the purpose of knowingly transmitting data, sending or uploading material containing viruses, Trojan horses, worms, time-bombs, spyware, cancelbots, adware or other malicious programmes or similar computer code designed to impair the operation of any computer software or hardware.
2. You also agree to:
  1. not reproduce, duplicate, sublicense, copy, create derivative works from, use for reverse engineering purposes or otherwise use any part of the Platform in violation of the provisions of the Terms, nor to transfer the agreement with us (and/or the usage rights or subscription) to a third party;
  2. not use the Platform to build or maintain a product or service that competes with the Platform;3. not to use any manual or automatic device or process to retrieve, index, data mine or screen scrape the information on the Platform, or in any way reproduce or circumvent the navigational structure or presentation of the services offered through the Platform;
  3. not gain unauthorised access to, interfere with, disrupt or damage any part or component of our Platform, any equipment or network on which our Platform is stored or through which it is made available, or any software used in the provision of our Platform.
Intellectual Property Rights
1. We are the owner or the licensee of all intellectual and/or industrial property rights contained in our Platform (including trademarks) and the underlying programming language. This protection includes our trademarks, our copyrights and our database rights (where and when applicable).
2. You will not acquire any rights to our (intellectual) property other than the limited rights of use that are expressly provided for in these Terms. You will also refrain from taking any action that might damage, limit or affect our rights.
3. We may further use and commercially exploit any suggestions, feedback or know-how received from customers when offering our Platform and/or Products. We are not liable for any compensation.

Links to the Platform and links on the Platform
1. In principle, you are free to link to our Platform. Linking to our Platform must always be fair and legal and must not damage our reputation or take advantage of it. In any event, we do not permit links in such a way that they may indicate or suggest any form of association or approval on our part where none exists.
2. Through our Platform, we may provide links to third-party platforms and/or content. These links are purely informative and allow you to consult or request information from third parties. Self-evidently, we take no responsibility for the content of such platforms and/or third-party content as we have no control over them. Such links should not be interpreted as an endorsement by us of these linked websites. Please also note that these third party platforms and/or contents may be (and often will be) subject to their own contractual terms (terms of use, privacy terms, etc.); it is your own responsibility to read these third party contractual terms and to check whether you agree with them.

Part C: Conditions relating to the use of the Products

Ordering of Products
1. You can conclude a paying agreement (or subscription) with our company through the sales channels offered by us, including self-service where you can easily enter into an agreement online. You then choose the plan you have selected, the conditions of which are further described on our website or discussed with us.
2. We only allow the following people to use our Products:
  1. persons who are at least 18 years old; and
  2. when concluding an agreement on behalf of a company or legal entity, those persons who guarantee to be authorised by that legal entity to lawfully represent it.
  3. If you do not meet the criteria set out in clause 9.2 you will not be able to enter into an agreement for the use of the Products and our Platform and any successful attempt to circumvent this will result in immediate termination of the agreement. Furthermore, in the event of such an attempt (whether successful or not), we reserve all of our legal rights (including the right to claim damages and block you from further use of the Platform).
  4. When concluding an agreement with us, you must comply with all applicable laws and regulations that apply to you and we will not be liable or responsible if you act in breach of such laws or regulations.
  5. In the context of customer management, we will archive the contract we have with you. However, we strongly recommend that you also keep the documentation of an order in your personal or company file.
3. It is your obligation, for which you accept full responsibility, to ensure that all information provided during the concluding of the agreement with us is true, complete and accurate. Any errors or changes must be notified to us as soon as possible, in which case we reserve the right to cancel the contract.

Price and payment
1. The applicable fees and prices shall be communicated to the customer before entering into the agreement. The customer accepts the price(s) and acknowledges that he has taken knowledge thereof in advance.
2. The agreed fees and prices include only what is expressly included therein, to the exclusion of any other products, services or other items.
3. The agreed prices (and in general, all applicable prices and fees) may be indexed upwards (no price reduction) annually on the anniversary of the agreement, without prior notice, based on the following formula:

New Price = Base Price * (0.2 + 0.8 * (New Index / Initial Index))

For which the following definitions apply:

Base price: prices at the start of the agreement

Initial Index: the "reference wage cost national average" index published by Agoria (Belgium) for the month preceding the signing of the agreement;

New index: the "reference wage cost national average" index published by Agoria (Belgium) of the month preceding the date of indexation.

In addition to the provisions of article 10.3, Cashfeed reserves the right to adjust its applicable prices and fees at any time, for any reason, provided that such changes are notified to the customer at least thirty (30) calendar days in advance. If the customer does not agree to the new pricing, they have the right to terminate the agreement in accordance with Article 11. If the customer does not exercise this termination right, the modified prices shall apply after the notice period ends.
Payments must always be made in advance and within the following timeframes: (a) for monthly agreements, within fourteen (14) calendar days; (b) for all other agreements, within thirty (30) calendar days, each calculated from the receipt of our invoice. Payment is made for the agreed period (e.g., monthly or annually). Payments are definitive and non-refundable. Access to and use of the Platform is conditional upon your full and timely payment of all applicable fees and we reserve the right (without prejudice to our other legal and contractual remedies) to suspend your access (and, where applicable, that of your users) in whole or in part if the due payments have not been received within sixty (60) calendar days, calculated from the receipt of our invoice.
Any late payment shall be subject to late payment interest at the rate of twelve percent (12%) on the invoice amount plus the increase (see below), which shall apply automatically as from the expiry of the payment term. Furthermore, you will be liable for all additional costs we have to incur to collect the invoice amount, calculated at ten percent (10%) of the invoice amount with a minimum of EUR 200 per unpaid invoice and without prejudice to our right to claim additional costs and damages.
Any protest against our invoices must reach us within fourteen (14) calendar days of your receipt of the invoice to allow for prompt follow-up. Otherwise, the invoice is deemed to have been irrevocably accepted by you.
You accept that we have the right to send you our invoices electronically. However, you acknowledge that you are responsible for the proper storage and retention of our (electronic) invoices and for compliance with all other legal requirements relating thereto.
To the extent permitted by applicable law, you expressly waive your right to apply any right of compensation or set-off.

Term and Notice
1. Unless otherwise agreed in writing between the parties, each paid agreement for the use of a Product is entered into for a period of one (1) year (the "Initial Term"), with automatic annual renewal for the same duration (each a "Renewal Term"). If a different initial term is agreed, the agreement will be extended for the same duration as that initial term.

Either party may prevent renewal by giving explicit notice via email to legal@cashfeed.com at least thirty (30) days before the end of the Initial Term or the then-current Renewal Term. If the customer has created a team, the subscription will be renewed for all team members in the same way.

In addition, the customer may terminate the agreement with effect before the end of the Initial Term or Renewal Term if Cashfeed notifies a change in pricing under Article 10.4, provided that the termination is received before the price change takes effect.

Any request by the customer to reduce the scope of the subscription (e.g. fewer users, fewer credits, etc.) can only be made at the end of the Initial Term or then-current Renewal Term. Such a request must be submitted at least thirty (30) days before the end of the relevant term, via legal@cashfeed.com or through the customer's usual contact person. Changes are subject to mutual agreement. If no such request is received on time, the agreement will renew under the existing conditions.
Requests to increase the subscription (e.g. adding users, credits, or other Products) can be made at any time and are subject to agreement between the parties. Unless agreed otherwise, additional users will be charged pro rata for the remainder of the current term and must be paid in advance. These users will be subject to the same contract term (and remaining duration) as the original subscription. Other additional Products (e.g. credits) are always charged and paid in advance before delivery.
We reserve the right to suspend or deny access to the Platform at any time and with immediate effect if you breach the Terms, including in cases of delayed or missing payment, without prejudice to our right to seek additional compensation.

Important conditions relating to the use of our Products
1. Through the Platform, we offer certain Products (e.g., information, reports, materials, links, recommendations, suggestions, enriched data, etc.). In doing so, we aim to provide information that may be useful to you. Some of these Products are created and compiled by us (and the technology we use), other Products are provided by third parties.
  1. When we compile the information in our Products ourselves, this will always be done to the best of our ability (obligation of means and not an obligation of result) and based on the information made available to us by public sources. Some of our scores are based on mathematical algorithms and models, or based on artificial intelligence, as a result of which the information produced will always constitute subjective assessments based on available information. These (AI) algorithms, models and technologies are our trade secrets and we are under no obligation to disclose them. Although it is our intention to provide information that is as accurate as possible at all times, you should be aware that this information may be incorrect, incomplete, not up-to-date or not tailored to your needs. We do not and cannot guarantee that this information, and our Products based on it, will always be complete, correct, and up-to-date.
  2. The Products offered by third parties (e.g. links to newspaper articles, content on social media platforms, etc.) are issued under the responsibility of those third parties. We only facilitate access to these Products via the Platform. Therefore, we do not provide any guarantee that this information is complete, correct, and up-to-date.
2. The Products (and the associated information, recommendations, suggestions, additional data, etc.) offered on or through the Platform are always provided in the state they are in ('as is'). We do not guarantee the reliability, accuracy, completeness or suitability for your particular purpose of our Products (and the information associated with it). It is your own responsibility to satisfy yourself that the Products meet your objectives or needs. You agree that this is essential to our agreement, as we provide information through our Products, but you are always responsible for further assessing whether this information is useful, relevant, or otherwise applicable to you.
3. Therefore, in view of the above, the information we make available through our Products is only one source of information for you to consider for your specific purposes. It should not be considered legal, financial, commercial or other professional advice. Furthermore, you should not use the Products as the only source of information but you must always consult other sources for your specific purposes or decision making processes. The reference to our Products (or any parameters mentioned therein, such as credit rating, scores, etc.) in a commercial context (e.g. as a condition for entering into an agreement, entering into a collaboration, triggering contractual consequences, etc.) is therefore made solely and exclusively on your own responsibility.
4. If you, as a customer or third party, consider that the information made available on our Platform or in our Products is incorrect, you can always contact us using the contact details set out in section 1 of these Terms of Use. We will then use our best endeavours to determine whether we can respond to your query, without prejudice to the automatic nature of our (AI) algorithms and mathematical models, which we maintain to the best of our ability.
5. The Platform offers our customers/users, in some cases, the ability to purchase certain services provided by third parties. These services fall outside of Cashfeed's control and responsibility. By obtaining services from a third party via the Platform, a direct contractual relationship is established between the customer and the third party. Cashfeed is not a party to this agreement. Any complaints, comments, claims, disputes, or other issues arising from the services between the customer and the third party should be addressed exclusively between the customer and the third party; Cashfeed is in no way involved in or responsible for these matters. Furthermore, the contractual terms (including any limitations) applicable to the services between the customer and the third party are solely imposed by the third party; Cashfeed is in no way bound by or has any influence on these terms. Cashfeed acts solely as a facilitator in establishing the direct relationship between the customer and the third party; Cashfeed is not responsible for the quality, delivery, performance, or any other aspect of the third party’s services. Cashfeed therefore accepts no liability or responsibility for: (a) the quality, performance, compliance, or other aspects of the third party’s services and/or products; (b) any damage, loss, or cost arising from the third party’s services; (c) any action, omission, or conduct of the third party; (d) any discussions and/or disputes between the customer and the third party, including (but not limited to) the services or products offered, the collaboration between those parties, the compliance with the agreement between those parties, commercial disputes, etc
Accessing the Platform
1. Whilst we make reasonable efforts to make and keep the Platform (in its various forms) available to you, we do not warrant or guarantee that the Platform (or each part thereof), including any content provided on or through the Platform, will be accessible at all times or that access will be uninterrupted. We do not accept liability if the Platform, or parts of the Platform, are temporarily unavailable or restricted for any reason.
2. Nor shall we be liable for any loss or damage caused by any form of malware (virus, DDOS attack, or other technologically harmful material) that may infect your computer equipment, computer programs, data or other material due to your use of our Platform.

Part D: Specific product conditions

Access to customer data
1. We offer our customers an optional integration (hereinafter the 'Integration') between Cashfeed's database and the customer's database with information (hereinafter the 'Customer Database'). The Integration allows Cashfeed to access the data from the Customer Database, process it for the purposes of the relevant Products, and where necessary complete, enrich, or otherwise modify this data based on the information contained in Cashfeed's database.
2. The Integration, however proceeding technically, is subject to a number of additional provisions as set out in this section. These provisions apply in addition to the other provisions as set out in these Terms.
3. The integration proceeds in the technical manner as agreed between Cashfeed and the customer.
4. The Integration may only be used for normal and lawful internal business purposes of such customers (and its users). By using the Integration, which shall at all times be and remain the property of Cashfeed, the relevant customer shall be granted the right to extract, modify and upload data from the Cashfeed database into the Customer Database for the duration of the agreement with Cashfeed. The Integration provides access to a specific set of data points predefined by Cashfeed.
5. The Integration is provided on an "as is" basis without Cashfeed providing any specific warranties other than those set out in these Terms. All obligations of Cashfeed are considered as obligations of means, not as obligations of result. Although Cashfeed makes reasonable efforts to make and keep the Integration available to the customer, Cashfeed does not guarantee that the Integration (including access to the Platform) will be accessible at all times or that access will be uninterrupted. Given the nature of this service provided by Cashfeed, Cashfeed shall be entitled to make changes and additions to the Integration services at any time.
6. In addition to the other Terms, it is the sole responsibility of the customer to ensure that sufficient measures have been taken to secure and monitor its own network and IT infrastructure. Cashfeed shall not be liable for security incidents at the customer as a result of the use of the Integration.
7. Cashfeed reserves the right to suspend the use of the Integration and/or access to the Cashfeed database when deemed necessary, but shall act reasonably at all times. Such events include, without limitation, the determination of a security or operational threat and overload (or other) requests that compromise Cashfeed's services. Cashfeed will notify the customer of such events as soon as reasonably practicable.
8. In addition to the intellectual property provisions set out in these Terms, and for the avoidance of doubt, it is reaffirmed that all intellectual and/or industrial property rights contained in and/or relating to the Integration are owned by Cashfeed (and/or its licensors). A conditional, revocable right of use is granted to the Customer in respect of the Integration which is limited in time and subject to the terms and conditions set out in these Terms. No other rights are granted to the customer (or any of its users).
9. Without prejudice to the foregoing, it is clarified that the data in the Customer Database are and remain the exclusive property of the customer. Cashfeed uses the data from the Customer Database solely for the purposes of providing the Products and the Integration. The data from the Customer Database will never be shared with, used for, or made available to third parties, unless expressly and in writing agreed otherwise with the customer.
10. The customer acknowledges and agrees that it has obtained all necessary rights and consents and taken all other appropriate measures to enable and allow Cashfeed to access, process and supplement the data in the Customer Database, irrespective of the nature of such data. The customer shall fully indemnify, defend and hold Cashfeed harmless from any adverse consequences arising from a breach of this provision by the customer.
11. For the avoidance of any doubt, it is reiterated that the provisions in Article 16 of these Terms (Risk allocation) shall also apply to the use of the Integration.

Specific terms applicable to the use of browser extensions
1. We may offer our customers the option to use a browser extension (the “Extension”). The Extension is generally a tool that extends the functionality of the Platform to your browser, allowing you to efficiently use our Products.
2. The Extension is subject to additional terms as outlined in this section. These terms apply in addition to the other terms set forth in these Terms.
3. By agreeing to use the Extension, you acknowledge that the Extension has access to and insight into your internet and browser traffic. This is necessary to offer the functionalities of the Extension, such as providing personalized Products. You acknowledge and accept that the Extension may collect and process certain data, such as URLs, browsing history,and interaction patterns. Please also refer to the provisions in our Privacy Statement for more details.
4. The data collected through the Extension is used solely to deliver the Products as offered by Cashfeed. This data will not be shared with or used for services to third parties unless necessary for the operation of the Extension or expressly permitted by the user.
5. Cashfeed takes appropriate technical and organizational measures to protect the collected data from unauthorized access, loss, or misuse. However, you are advised that using an Extension carries inherent risks, such as potential vulnerabilities in the browser environment.
6. Note that you are responsible for managing your browser settings and the permissions granted to the Extension. Cashfeed accepts no liability for damage or loss resulting from incorrect use or configuration of the Extension.
7. Cashfeed reserves the right to regularly update or modify the Extension to improve functionality or adapt to new technological developments. You are encouraged to install updates promptly to make optimal use of the Extension.
8. You can stop using the Extension at any time by removing it from your browser.
9. Cashfeed strives to keep the Extension compatible with the latest versions of the relevant browser in which you have installed the Extension. However, Cashfeed does not guarantee that the Extension will function on all devices or in combination with other extensions or software.
10. The Extension and all associated technologies, trademarks, and content are the intellectual and/or industrial property of Cashfeed. You acquire no ownership or other rights, other than a temporary, personal, and non-exclusive right to use the Extension for the duration of our agreement.
11. In addition to the other provisions in these Terms, you may not use the Extension for illegal purposes, to disrupt the functioning of the Platform, or to harm the interests of Cashfeed or third parties.
Payment facilitation and customer responsibility
1. Certain features of the Platform allow users to initiate or prepare payment requests, including SEPA transfers, which may be submitted through third-party banking apps such as Belfius. These features are offered purely as facilitation tools. The final execution of any payment is subject to your review and explicit approval via your own banking environment.
2. You are solely responsible for verifying the accuracy and completeness of payment details, including invoice amounts, recipient information, and other financial data, before authorizing any transaction. Cashfeed cannot be held liable for any erroneous or unauthorized payments, even if such errors originated from automated suggestions or integrations within the Platform.
3. By using the payment-related features of the Platform, you acknowledge and accept that the final responsibility for the review and approval of payments always lies with you, the user.

Part E: Important other legal provisions

Risk allocation
1. To the fullest extent permitted by law and in view of the specific nature of the services and information made available through our Products, we exclude liability for any damages, costs or any other loss arising out of or in connection with the use of the Platform and/or the Products. However, nothing in these Terms of Use excludes or limits our liability where such exclusion or limitation is not permitted by mandatory applicable law, including in the case of our wilful misconduct or gross negligence.
2. In no event shall we be liable to our customers for any indirect or consequential loss or damage including (without limitation) loss of opportunity, loss of data, loss of business, increase in debts and inability to realise anticipated profits.
3. In any event, our full and aggregate liability (i.e. not per claim) for those events attributable to us pursuant to these Terms and applicable law is limited to the fees paid by the customer to our company in the year in which the harmful event occurs (or in case of harmful events spread over several years, the first year thereof).
4. The customer has no right, nor does any third party have such a right (to the fullest extent permitted by law), to file a non-contractual claim against Cashfeed's auxiliaries as referred to in Article 6.3 of the Belgian (new) Civil Code (together the "Auxiliaries"). The term "Auxiliaries" includes, but is not limited to, the shareholders, directors, representatives, employees, and workers of Cashfeed (regardless of their title or position, regardless of their social status, and regardless of whether they act through a management company or other legal entity), as well as any subcontractors, consultants, advisors, or other individuals engaged by Cashfeed in the provision of the Platform and/or the Products. This excludes the application of statutory provisions concerning non-contractual liability for auxiliaries.
5. On the other hand, you shall indemnify us as a customer against all costs, losses and damages resulting from any claim made by a third party against our company due to your use of our Products, or reference to certain information or parameters in our Products, in violation of the Terms and which would allegedly cause damage to the third party in question. You also indemnify us for all costs, losses and damages resulting from your use of the Platform and/or Products in breach of these Terms.6. We shall not be responsible or liable for matters or circumstances beyond our control (e.g. internet failures, unavailability of technology networks, delays or malfunctions of third party suppliers, etc.).

Protection of personal data
1. To a certain extent we process personal data of visitors and users of our Platform and our Products. How we process your personal data and your rights in this regard are further explained in our Privacy Statement.
2. In addition, we provide an information document on our website www.cashfeed.com which explains how we collect and process data about the persons about whom we make information available to our visitors and users. You can consult that document at any time for further information. It also explains how you can contact us if you have any questions.

Binding force and waiver of right
1. If one or more provisions (or part of a provision) of these Terms should be held invalid or unenforceable by a final decision of a competent court, the remaining provisions shall retain their binding force and scope without modification. The parties shall then replace the invalid or unenforceable provision (or part thereof) with a new provision that embodies as closely as possible, and to the extent permitted by law, the original intention of the provision declared invalid or unenforceable.
2. The failure of either party to exercise any right in whole or in part shall not be construed as a waiver of that right. Any waiver requires an express confirmation by the waiving party that such right has been waived.
3. The rights as provided for in the Terms are cumulative, i.e. a reliance on one right does not exclude the application of the other right.

Logs and monitoring the use of the Platform
1. We will log certain activities of our visitors and users (each a "Log") for evidentiary purposes and to detect and resolve any problems that may occur.
2. By using the Platform, you agree that we may use Logs for auditing purposes and for evidentiary purposes (e.g. information provided during registration, activities on the Platform, etc.). The parties accept the evidential value of the Logs and that they may be used in a dispute and/or to verify your compliance with the Terms.
3. The rights as set out in the clauses 19.1 and 19.2 expressly do not affect the legal means of proof on which a party may rely.

Amendments to the Terms and the Platform
1. We reserve the right to change the Terms at any time without prior notice. You can always consult the last revision date of the Terms at the end of the document concerned. By continuing to use the Platform with modified Terms, you agree to be bound by those modified Terms. If you do not agree, you must refrain from using the Platform after the entry into force of the amended Terms.
2. In any event, we strongly recommend that you consult the Terms from time to time.
3. In order to offer new services and functionalities, improve or modify our services and/or respond to changes in regulations or commercial needs, we reserve the right at any time, without prior notice, to modify all or part of the Platform and/or the Products and to change, replace with other functionalities or discontinue certain of its functionalities. You will not be entitled to any compensation in this case, but we will endeavour to preserve the basic functionality of our Platform and our Products.

Transfer

We are entitled to transfer the agreements with our customers (including the Terms) at any time in the event of a reorganisation and/or restructuring of our business (e.g. in the event of an acquisition, demerger, merger, split-off, investment, etc.). We do not require the consent of our customers for this, but will inform them of this.

Interpretation
1. The subdivisions of the Terms into various headings and sub-titles have only been added for the convenience of the reader. Such subdivisions cannot be used for the interpretation of the relevant clauses or parts thereof.
2. The parties hereby declare that they cannot invoke the provisions of Article 5.74 (new) of the Civil Code or any other legal provision with a similar scope.
Termination of the Agreement

The provisions of the Terms that are intended to survive the termination of our contractual relationship (for whatever reason) shall continue to apply as such and continue to be applicable and in force between the parties.

Applicability of terms and conditions

Unless where otherwise explicitly agreed, only the present Terms apply to the relationship between Cashfeed and its customers (as well as its users), to the exclusion of all other conditions, including the general or specific conditions, purchase conditions or other conditions of the customer, even if the latter stipulate that they apply, are sent to Cashfeed by the customer via any medium, and even if they are not expressly protested by Cashfeed.

Applicable law, competent court and follow-up of complaints
1. Belgian law shall apply to the agreement we have with you, to the exclusion of the rules of (international) referral as set out in Belgian private international law.
2. All disputes arising from or relating to the use of the Platform and/or our Products, the agreement between us, or the interpretation and enforcement of these Terms fall within the exclusive jurisdiction of the competent courts of the judicial district of Antwerp, Belgium.
3. Of course, we prefer that you contact us at all times in the event of a discussion or complaint, so that we can verify if we can resolve the issue together. In this event, we will do our best to answer you as quickly as possible.